Please note that insurance plans vary widely. We strongly encourage all clients to contact their insurance provider before your first appointment to verify your mental health benefits and understand:

• Your annual deductible and how much has been met
• Your copayment or coinsurance amount
• Whether prior authorization is required
• Any limits on the number of sessions per year
• Whether telehealth services are covered (if applicable)

While we are happy to help submit claims and verify basic eligibility, the client is ultimately responsible for understanding their insurance benefits and for any portion of fees not covered by insurance.

If you have questions about insurance coverage or payment options, please feel free to reach out — we’re happy to help guide you through the process.

If your insurance plan is not listed above, you may still be eligible for reimbursement through your out-of-network benefits.

Innerview Therapy provides out-of-network clients with a superbill (a detailed receipt of services rendered) that you may submit directly to your insurance company for possible reimbursement.

Because out-of-network benefits vary significantly by plan, we recommend contacting your insurance provider prior to your first session to ask:

• Do I have out-of-network mental health benefits?
• What percentage of the session fee is reimbursed?
• Is there a separate out-of-network deductible?
• How do I submit a superbill for reimbursement?

Please note that reimbursement is not guaranteed and payment for sessions is due at the time of service. Clients are responsible for submitting superbills and communicating directly with their insurance company regarding reimbursement.

If you have questions about whether out-of-network therapy may be a good option for you, feel free to reach out — we’re happy to help!

Clients may choose to self-pay if they:

• Are out-of-network
• Prefer not to use their insurance
• Do not wish to submit superbills for reimbursement
• Prefer increased privacy by not involving insurance

Self-pay rates at Innerview Therapy are as follows:

• Couples Counseling
  $180 – 60 minute session
  
  
• Individual Therapy
  $180 – Initial Session & Clinical Intake Assessment (60 minutes)
  $150 – 60 minute session
  $130 – 45 minute session
  $75 – 30 minute session

Payment is due at the time of service.

We understand that therapy is an investment in your well-being. Payment plans may be available for clients who need financial flexibility. If you would like to discuss payment options, please don’t hesitate to reach out — we are happy to explore solutions that support your access to care.

Limited sliding scale spots are also available based on financial need and current availability. Sliding scale rates are determined on an individual basis and can be discussed during your consultation or intake process.

If you are interested in exploring payment options, please reach out. We are happy to have a transparent conversation to determine what may be feasible while maintaining the sustainability of care.

Certain professional services are not covered by insurance and therefore cannot be billed to your insurance plan. These services require out-of-pocket payment.

Examples of non-billable services include, but are not limited to:

• Letters or documentation for FMLA
• Letters for employers or workplace accommodations
• Legal letters, reports, or court-related documentation
• Disability paperwork
• Record reviews or summaries outside of session time

• Phone or video consultations with other members of your care team (e.g., psychiatrists, primary care physicians, dietitians, school counselors, or other healthcare providers)
• Coordination of care outside of scheduled session time

Fees for these services vary depending on the time required and complexity. All associated costs will be clearly communicated and agreed upon in advance.

Please note that these services are separate from therapy sessions and are not eligible for insurance reimbursement or superbill submission.

If you anticipate needing documentation or additional services, we encourage you to discuss this with your therapist in advance so we can review options and associated fees.

Therapy is an important investment in yourself, and we never want finances to feel like an added burden. We strive to make the payment process clear, manageable, and supportive so that you can access the care you deserve with confidence and peace of mind.